Terms of Use

Legal / Copyright

These terms and conditions are governed by and are to be construed in accordance with English law and both you the and Michael Ambrose Group hereby irrevocably submit to the exclusive jurisdiction of the English Courts.

Risk Warnings

The value of investments and income derived from them may fluctuate and an investor may not receive back the amount originally invested. Past performance of any investment is not necessarily a guide to future performance. Changes in rates of exchange may cause the value of an investment to go up or down.

No endorsement, approval or verification of the content of hyperlnks from this web site is given by Michael Ambrose Limited, and we are unable to guarantee the confidentiality or security of any data passing via this web site. Accordingly, your use of this web site is at your own risk.

Privacy Statement

This privacy policy only covers the Michael Ambrose website and not links within this site to other web sites.

This is the Website of Michael Ambrose Limited and our business address is: 24 Upper King Street, Leicester LE1 6XE

Tel: 0116 2549494
Fax: 0116 2540617
Email: reception@michaelambrose.co.uk

The purpose of this site is to provide you with information about our services and corporate information. We collect:

The personal contact deals of those who communicate to us via email

The aggregate and user specific information on what pages are accessed

The information volunteered by the users such as survey information and site registrations.

The information submitted enables us to respond to user enquiries and obtain a measure of users’ needs, interests and ideas for future Website development and is not shared with other organisations for commercial purposes.

Copyright Notice

The contents of these pages are copyright of Michael Ambrose Group of companies. Reproduction is only permitted in accordance with the licensed terms below (which includes details and warnings set out on the home page of this website).

Licenced Terms

The copying of any article is only permitted if it is copied in full with no amendment or editing and acknowledging its source. Translation is permitted on the basis that you take full responsibility for the accuracy of the translation.

Licence to Copy for Personal Use

You may print copies of any item in hard copy for your personal use or for use by others within your organisation. You may also download any item to a local hard disk provided it is for your personal use or access by others within your organisation.

Licence to Recopy for Limited Purposes

The supply of any copy to a third party is permitted for their personal use provided that:

It is acknowledged that the Michael Ambrose Limited webpage is the source of the material including the Michael Ambrose Limited web address in the copy of the material.

The third party is informed that these licence conditions apply to him and he must therefore comply with them.

It is not supplied as part of another work or publication; and it is not supplied directly in return for commercial gains. Any request to reproduce materials outside the scope of this licence should be addressed to: reception@michaelambrose.co.uk

Language

All contracts will be provided to you and concluded in English and all communications between us will be in English.


Data Protection Act 1998

Your privacy is very important to us. Accordingly, we have put in place measures to ensure that any personal information or data that we obtain from you in connection with your usage on this website are processed in accordance with the accepted principles of good information handling.

The Michael Ambrose Group is a registered data controller for the purpose of the Data Protection Act 1998. By submitting your personal information to us via this method and by using the various facilities on the web site, which enables you to e-mail us, you agree that: Any information we hold about you can be held on computer and/or paper files.

Any information, which you give us, may be disclosed to selected third parties or group companies for the purpose of administration or as permitted by law. Please note we will not arrange to involve a third party unless the security and confidentiality of your personal information is assured.

We and any group companies to whom we have passed on your information may use the information to contact you by post, fax, e-mail or telephone to bring to your attention additional products or services, which may be of interest to you. However, if you prefer not to receive such information you may withdraw your consent by contacting Michael Ambrose Ltd, 24 Upper King Street, Leicester LE1 6XE. Please remember that by withdrawing your consent, we will not be able to contact you about products or services that may benefit you.

You have the right, at any time to contact us and ask for a copy of the information, which we hold about you. You will be charged a fee for this.

We also may extract certain information from your data for the purpose of generating statistics but it is not possible to identify you from these statistics.

We are also committed to meeting the standards set out by our Regulator, the Financial Services Authority (FSA). Occasionally, they may wish to audit a sample transaction including our customer records to assess our compliance with the rules. Strict confidentiality conditions are always imposed should this occur.


Liabilities & Guarantees

This page is updated and modified from time to time. You should check this page every time you access this web site.

Whilst we will use all reasonable endeavours to ensure the accuracy of any information on this website, we make no representations or give any warranties of any kind with respect to this site or its contents. In addition we make no representation or warranties about the accuracy, adequacy and completeness of the information contained on this site.

Michael Ambrose Limited does not represent or warrant that any of the information presented on its web pages, this web site or on the internet generally will be uninterupted or error free or that this web or the server from which it is accessed are free from viruses, worms or other harmful components.

Under no circumstances (except for death and personal injury arising from the negligence of Michael Ambrose Limited) shall Michael Ambrose Limited be liable in contract, tort or otherwise for any loss or damage whatsoever arising from use of or in any way connected with this web site or any hyper linked web site, including, without limitation, damages for loss of business, profits, business interruption, damages for loss of business information, loss of programs or other data on the user’s information handling system or otherwise maintained, or any other pecuniary loss (even where Michael Ambrose has been advised of the possibility of such loss or damage arising).

Regulatory Protection

This website should not be regarded as an offer or solicitation to conduct investment business, as defined by the Financial Services Act (1986), in any jurisdiction other than the United Kingdom. Investors who are resident in or citizens of countries other than the United Kingdom may be subject to local restrictions.

MAB Pensions Limited is not registered to provide investment advice and the contents of this website are for information purposes only.

The Small Self Administered Schemes which we provide administration services to are regulated by The Pensions Regulator(TPR). For more information click on thepensionsregulator.gov.uk

Additional support and protection can be provided by:

The Pensions Advisory Service (OPAS)

OPAS is an independent organisation set up to help anyone either trace their pension benefits or assist in matters relating to any unsatisfactory explanations under a Personal Pension Scheme. You may contact your local OPAS advisers either through the Citizens Advice Bureau or you can write directly to OPAS at 11 Belgrave Road, London, SW1V 1RB (telephone 0845 601 2923).

The Pensions Ombudsman

If OPAS is unable to resolve a problem, you can appeal to an independent Pensions Ombudsman appointed by the Government. The Ombudsman has the power to investigate and settle complaints regarding the fact or the law relating to personal pension schemes.

The address to contact is: The Pensions Ombudsman, 11 Belgrave Road, London SW1V 1RB


Legal / Copyright

These terms and conditions are governed by and are to be construed in accordance with English law and both you and the Michael Ambrose Group and MAB Pensions Limited hereby irrevocably submit to the exclusive jurisdiction of the English Courts.

Risk Warnings

The value of investments and income derived from them may fluctuate and an investor may not receive back the amount originally invested. Past performance of any investment is not necessarily a guide to future performance. Changes in rates of exchange may cause the value of an investment to go up or down.

No endorsement, approval or verification of the content of hyperlnks from this web site is given by Michael Ambrose Limited, and we are unable to guarantee the confidentiality or security of any data passing via this web site. Accordingly, your use of this web site is at your own risk.

Privacy Statement

This privacy policy only covers the Michael Ambrose Group website and not links within this site to other web sites.

This is the Website of the Michael Ambrose Group and our business address is: 24 Upper King Street, Leicester LE1 6XE

Tel: 0116 2549494
Fax: 0116 2540617
Email: reception@michaelambrose.co.uk

The purpose of this site is to provide you with information about our services and corporate information. We collect:

The personal contact deals of those who communicate to us via email

The aggregate and user specific information on what pages are accessed

The information volunteered by the users such as survey information and site registrations.

The information submitted enables us to respond to user enquiries and obtain a measure of users’ needs, interests and ideas for future Website development and is not shared with other organisations for commercial purposes.

Copyright Notice

The contents of these pages are copyright of Michael Ambrose Group of companies. Reproduction is only permitted in accordance with the licensed terms below (which includes details and warnings set out on the home page of this website).

Licenced Terms

The copying of any article is only permitted if it is copied in full with no amendment or editing and acknowledging its source. Translation is permitted on the basis that you take full responsibility for the accuracy of the translation.

Licence to Copy for Personal Use

You may print copies of any item in hard copy for your personal use or for use by others within your organisation. You may also download any item to a local hard disk provided it is for your personal use or access by others within your organisation.

Licence to Recopy for Limited Purposes

The supply of any copy to a third party is permitted for their personal use provided that:

It is acknowledged that the Michael Ambrose Group webpage is the source of the material including the Michael Ambrose Group web address in the copy of the material.

The third party is informed that these licence conditions apply to him and he must therefore comply with them.

It is not supplied as part of another work or publication; and it is not supplied directly in return for commercial gains. Any request to reproduce materials outside the scope of this licence should be addressed to: reception@michaelambrose.co.uk

Language

All contracts will be provided to you and concluded in English and all communications between us will be in English.


Data Protection Act 1998

Your privacy is very important to us. Accordingly, we have put in place measures to ensure that any personal information or data that we obtain from you in connection with your usage on this website are processed in accordance with the accepted principles of good information handling.

The Michael Ambrose Group is a registered data controller for the purpose of the Data Protection Act 1998. By submitting your personal information to us via this method and by using the various facilities on the web site, which enables you to e-mail us, you agree that: Any information we hold about you can be held on computer and/or paper files.

Any information, which you give us, may be disclosed to selected third parties or group companies for the purpose of administration or as permitted by law. Please note we will not arrange to involve a third party unless the security and confidentiality of your personal information is assured.

We and any group companies to whom we have passed on your information may use the information to contact you by post, fax, e-mail or telephone to bring to your attention additional products or services, which may be of interest to you. However, if you prefer not to receive such information you may withdraw your consent by contacting Michael Ambrose Ltd, 24 Upper King Street, Leicester LE1 6XE. Please remember that by withdrawing your consent, we will not be able to contact you about products or services that may benefit you.

You have the right, at any time to contact us and ask for a copy of the information, which we hold about you. You will be charged a fee for this.

We also may extract certain information from your data for the purpose of generating statistics but it is not possible to identify you from these statistics.


Liabilities & Guarantees

This page is updated and modified from time to time. You should check this page every time you access this web site.

Whilst we will use all reasonable endeavours to ensure the accuracy of any information on this website, we make no representations or give any warranties of any kind with respect to this site or its contents. In addition we make no representation or warranties about the accuracy, adequacy and completeness of the information contained on this site.

The Michael Ambrose Group does not represent or warrant that any of the information presented on its web pages, this web site or on the internet generally will be uninterrupted or error free or that this web or the server from which it is accessed are free from viruses, worms or other harmful components.

Under no circumstances (except for death and personal injury arising from the negligence of the Michael Ambrose Group) shall the Michael Ambrose Group be liable in contract, tort or otherwise for any loss or damage whatsoever arising from use of or in any way connected with this web site or any hyper linked web site, including, without limitation, damages for loss of business, profits, business interruption, damages for loss of business information, loss of programs or other data on the user’s information handling system or otherwise maintained, or any other pecuniary loss (even where the Michael Ambrose Group has been advised of the possibility of such loss or damage arising).